Payoneer Sign Up | How to Create a U.S Bank Account

Create a P ayoneer account to get a US bank account as non-resident for free with Debit MasterCard ...

Create a Payoneer account to get a US bank account as non-resident for free with Debit MasterCard and a Bonus $25. Weather you are freelancer or webmaster if you are making money online then you need to get paid from many global companies even if you are living outside US. So you need to Open a us bank account for non residents with payoneer online application. 


You have a learn about why you need a US bank account and how to get a us bank account for non-us citizens from abroad. Even I'm writing this from outside of US, and of-course I have a checking account in bank of America, which I can access over the internet and its 100% secured and Yes I have Payoneer Prepaid MasterCard. How I got bank of America non resident account? 

How did I open an American bank account online

Payoneer offers almost every country to create a US bank account which is actually managed by payoneer. I signed-up for a payoneer account, then they approved my application and Sent me a Debit-card to use it at any ATM booth to withdraw money in any country. I had to activated card with a pin code, the process was very simple, I'll explain it later. Don't worry, I'll show you how to open a US bank account for non-resident or how to open a payoneer account to get paid as a freelancer or any online payment.

What is Payoneer?

Payoneer is a great PayPal alternative. Payoneer is a financial services business that provides online money transfer and e-commerce payment services. it is a registered Member Service Provider (MSP) of MasterCard worldwide. It is a very secure and regulated provider of international payments (US regulated). 

How to Create a U.S Bank Account
Whether you’re a business owner or a solo freelancer, getting paid online is critical. Payoneer makes it insanely easy to get paid online. With Payoneer your funds are transferred from anywhere quickly, at low cost, in your own currency and using the method that best suits your needs.

The worldwide local bank transfer service is a payment option offered by Payoneer that would be in place of the prepaid card option. This service allows you to receive payments via Payoneer directly to your local bank account in your local currency (for participating countries) or via SWIFT.

Advantages of Payoneer Global payment service

There are so many benefits or advantages of the Payoneer MasterCard. Specially if you are doing freelancing job, having website business, affiliate marketing, in one words "if your are making money online" then Payoneer account is the very best choice to manage your payments. Payoneer global payment service offers receiving accounts in USD/ EUR/ GBP/ JPY enabling professionals to receive your local bank account. 
Here are few good reasons to use payoneer global payment service to get paid for your work at home jobs:
  • Payoneer is number one alternative of paypal. In-fact, I would say payoneer is far better than paypal. (based on my experience)
  • Its Free to getting started. There is no hidden fee to get a payoneer prepaid MasterCard
  • Chance to Earn $25 Bonus When you Signup to Payneer Using a Current Users Invitation. Who doesn’t like to receive some bonus money? Payoneer gives your $25 when invite one of your friend and they sign-up. Also; you will get $25 in your account. So Payoneer is a Good option to make money online while getting paid via US ACH payment service. (Signup to Payoneer, using my link so we both (I & you) will get $25 bonus, If you don't use my link to signup payoneer, You will miss the free $25)
  • This US Payment Service is a solution for Payoneer account holders worldwide to receive commercial payments from US companies for work done online, such as freelancing, Blogging, affiliate networks, Amazon/eBay sellers, app development, stock photography, and more.
  • Payoneer provides you with personal collection account numbers, which allow you to receive payments via ACH transfers from US companies and via SEPA transfers from EU companies, wherever you are in the world.
  • Receive Payments From Thousands of Companies Directly to your Payoneer Account
    Thousands of companies from around the globe are partnered with Payoneer for sending mass payments. You can receive payments from UpWork (previously Odesk.com and Elance) Infolinks, Amazon and more.
  • Withdraw funds from payoneer to your local bank account at anytime you want with the lowest fees. 
  • Send payments to anyone with an e-mail address. 
  • You will have a US bank checking account, most of the time they use bank of America non resident account.
  • Access your funds in cash at any ATM worldwide that accepts MasterCard within minutes of receiving payment.
  • All of your online payments (whom you want to withdraw) just reach into your hand or wallet within 2 hours. It is because there is no bank involve between you and your online payment.
  • You can withdraw Payoneer money from your local ATM booths. Just make sure that the ATM is MasterCard supported. Any ATM with MasterCard logo accepts Payoneer Card. You will be paid to your local currency.
  • Receive payments from any of the Payoneer partners. Simply sign in to your online account with the partner and select Payoneer as your payment method.
  • Recently Payoneer allowed its users to receive payments in Euro. This makes payments receiving more easy directly to your Payoneer account from European companies in Euro. Just use the Payoneer’s Euro Payment Service credentials just like the US payment service credentials for receiving Euro in your Payoneer account. 
  • You can easily send money to your friends and family to over 200 countries in more than 150 currencies in less than a minute. 
  • Free and reliable customer support. Live chat, telephone and e-mail support offered in multiple languages. 
Here is a guide to; how you can make money by refering you friends to payoneer just by sending an email or puting a link on social media or anywhere you would like to share the link.

How to Open an Payoneer Account to Receive Payments

Opening a payoneer account is just takes the same process as opening any user account on any website online such as facebook or gmail. You just need to have a valid email ID, valid mailing address, and a valid ID card. Its free to create a Payoneer account and get the Prepaid MasterCard with preloaded $25 Free money. In my view its the best alternative to paypal, and has made it easier for some countries to receive their foreign payments as they work hard to earn money online. Many countries doesn't support paypal where payoneer works better, for example Australia, India, Russia, Pakistan, Bangladesh, Nigeria, Nepal and some African countries. But they needs to be paid for their freelancing job / online business.

Here is How to Create a US Bank Account using payoneer

Payoneer is an industry-leading global payout platform that simplifies the world of commerce by removing limitations that typically surrounds international commerce. Payoneer will open an online checking account for you, below are the step by step proccess to get started:

How To Apply For The Payoneer MasterCard

Step 1. Go to Payonner Master Card homepage. You can receive a $25 bonus when signing up to Payonner with this link. So use this link to receive extra $25 as a bonus. (If you don't use my link, you won't get $25 bonus)

Step 2.
Now fill out your personal information in all required details asked, such as your name, address and other stuffs correctly, below you can see a snap of that page. Your card will be shifted to the address in this step. 

Payoneer Sign Up | How to Create a U.S Bank Account
But if you want to shift the card to a different address, click on shipping address and type the address.

Step 3. Fill in Your Security Detail. In this section you would be requested to fill in your password, ensure you use letters and numbers in order to make the password strong. If you fail to use them, you will be unable to conclude the registration

Step 4. Upload your desired Identification information, ID required. i.e. National ID Card, passport, Driving License.

Step 5. Finally click on the ORDER button. now you are almost done, Check your email for an welcome letter if you are approved or disapproved.

Step 6. You will get a confirmation mail to your email address. Click on the confirmation link in the email and activate your account.


Step 7. Wait a while until your application is approved; Usually it takes two working days to approve an application.

Step 8. Once your application is approved, you will get an email notification with containing information on estimated date of your MasterCard delivery depending on your Geo location and postal terms.


Usually it takes three weeks to reach the Payoneer MasterCard if you are applying from outside USA. But if you are in US, then it may take 3/4 working days to arrive. Some people say that they received prepaid MasterCard within 7 days. Yes, that can be if you successfully created your Payoneer account following all steps above.

How to activate payoneer card

The Payoneer Prepaid Card can only be activated once you have received it.
To activate your card online:

  • Log in to your Payoneer Account. 
  • Once you have logged in, you will see a drop-down menu at the top of the screen listing the Payoneer Cards for your account. Please make sure that the correct card is selected by confirming the last 4 digits of the card number.
  •  Click on "To view your status and activate your card Click Here!" 
  • Follow the on-screen instructions to activate your card.

How to activate payoneer card, Open US bank Account
How to activate your payoneer card via telephone:

You can active you payoneer prepaid debit MasterCard by calling their customer service. This is also an easy process, however it may charge your phone bill. Call the phone activation service at 1-888-802-4442 (within the US) or 1-646-386-2392 (International).

After activation, the card is now ready to use which means that you can now send and receive payments with it. 


Congratulations! Your U.S Bank Account is ready to be used. You can use this account to receive funds from various U.S co-operation including Airbnb, Fiverr, Infolinks, HomeAway, Gettyimages, Upwork, Rakuten.com, Lazada group,  Amazon and more than thousands companies.

How To Fund Your Payoneer Account, Receiving payments with Payoneer

Payoneer account can be funded in many ways. If you are freelancer or webmaster then link your card or account with they companies payment method who pays via payoneer, so you will get funded easily. You can upload your fund from your local bank too. Or simply ask your friends to send you money. 
Here is a details guide on how to get paid by companies to payoneer account

How to Receive Funds, Make Payments


Make Money Online With Payoneer Partners sites: How to make money with payoneer affiliate program: open a us bank account non-resident: us bank account for non residents
Do you work with marketplaces or ad networks? Receive payments from Infolinks, Upwork, Airbnb, Fiverr, 99Designs, iStockPhoto, ClickBank or any of the 2,000+ companies who pay their users via Payoneer.
  • Global Payment Service: 
Need a bank account in another country? The service provides you with “receiving accounts,” so you can receive local bank transfers in USD, EUR, GBP and JYP – as if you had a local bank account!
  • Billing Service:
Do you need to get paid for a project you’ve recently completed? Request a payment directly from Payoneer and we’ll send your client an email on your behalf with details of the payment and several safe and secure options to pay online, including credit/debit card (VISA or MasterCard®), eCheck or local bank transfer.

Making payments with Payoneer (for FREE):

Make a Payment Service: 

Make Money Online With Payoneer Partners sites: How to make money with payoneer affiliate program: open a us bank account non-resident: us bank account for non residents
Do you need to pay a team member, supplier, or contractor? Use this service to pay just about anyone, even if they don’t yet have a Payoneer account – for FREE!.
  • Accessing your payments
Payoneer Prepaid MasterCard®: Get easy, instant, and low cost access to your Payoneer account balance. Make purchases online, and in stores anywhere MasterCard® is accepted, or withdraw your cash at ATMs worldwide.
  • Withdrawal Service
Withdraw funds from Payoneer directly to your local bank account, in local currency. No matter where are you from and you don't have to think about the cost charged as other payment service.

Why is my payoneer account blocked?

Payoneer very rarely blocks accounts, and if they ever do it would be for very specific reasons (and they would notify the account holders right away).
This is simply a case of a temporarily disabled card due to a security alert from MasterCard (not related to Payoneer’s system).

If the access to your Payoneer Account is blocked or you are receiving the error message, "Account Blocked! (MA104)", please Contact Payoneer help Center for further assistance. 
You can contact Customer Support directly (I would suggest telephone or live chat). You can contact Payoneer Customer Support here: http://www.payoneer.com/contactUs.aspx (live chat is open for certain hour every working day).

Need Help To Setup ?

If you want us to help you to setup your bank of America non resident account, US Checking Account or request for a Payoneer Debit MasterCard®. Contact us here.

Payoneer provides a fast, flexible and low-cost solution for getting paid by your international clients and freelance marketplaces.
You can download this infographic by clicking here
Make Money Online With Payoneer Partners sites: How to make money with payoneer affiliate program: open a us bank account non-resident: us bank account for non residents
Here is an infographic of freelancing success with Payoneer, the infographic I'm using for my user from payoneer's blog. You may find the original credits into the image. You can download this infographic by clicking here

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